Job Offer Comparison Calculator
Compare 2 or 3 job offers head-to-head based on base pay, equity, bonuses, benefits, location living costs, and true savings.
Offer A
Primary OfferOffer B
Competing OfferOffer C
International Hub| Evaluation Metric | Offer A | Offer B | Offer C |
|---|---|---|---|
| Headline Total Comp (TC) | $180,000 | $152,000 | $180,000 |
| Estimated Income Taxes | -$54,000 (30%) | -$33,440 (22%) | $0 (0% Tax) |
| Net After-Tax Income | $126,000 | $118,560 | $180,000 |
| Annual Living Expenses | $58,296 / yr | $39,300 / yr | $44,100 / yr |
| Annual Commute & Gas | $3,000 / yr | $0 (Remote) | $2,400 / yr |
| True Discretionary Savings | $64,704 | $79,260 | $133,500 |
| Monthly Net Savings | $5,392 / mo | $6,605 / mo | $11,125 / mo |
Calculation Methodology & Assumptions
Calculations are performed using official progressive income tax schedules, statutory social contribution caps, and purchasing power metrics. Individual circumstances such as marital filing status, itemized tax deductions, municipal surcharges, or foreign tax credits may alter final payroll figures.
- Total Compensation (TC) = Base Salary + Performance Bonus + Annual Equity Vesting + Benefits Value.
- Net Disposable Savings = Total Compensation − Estimated Location Income Taxes − Annual Living & Housing Expenses − Commuting Costs.
- Financial Winner is determined by maximum real annual discretionary savings, not nominal headline base salary.
Frequently Asked Questions
An offer of $160,000 in San Francisco or New York can easily result in less disposable savings than $120,000 in Berlin, Austin, or remote, due to heavy state/local tax brackets, rent premiums, and commuting costs.
Public company RSUs are liquid cash-equivalent compensation that you can sell immediately upon vesting. Early-stage startup options carry liquidity risk and illiquidity discounts, so weigh them cautiously relative to guaranteed base cash.
Yes! Presenting the net savings deficit of Offer A relative to Offer B or C gives you clear leverage to ask for a sign-on bonus, equity top-up, or remote work stipend.
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